Ajman University Scholarship 2026-27: Discounts, GPA Bands and Thamer Fund Explained

Quick Overview

Ajman University has a lot of scholarship and discount categories. 19 To be exact. Through its Office of Scholarship & Financial Aid, no single percentage applies to every student. Continuing undergraduates receive a 10% to 20% GPA discount each semester based on CGPA. New students get discounts too, for a first-semester discount of 20% to 30% based on their high school scores. There is a scholarship for the top student from certain countries, including India. This student gets a 100% scholarship for their whole undergraduate degree. Graduate alumni receive 25% to 50% based on CGPA, and the Thamer Fund at Ajman University also gives aid to students who are facing hard times. Also note that these discounts only apply to tuition fees. And you cannot get two scholarships at the same time. Most undergraduate programmes that are not related to medicine cost around AED 40,000 to 46,000 per year for a course load, so these percentages translate into a real, calculable saving once you know your programme fee.

Your Ajman University scholarship can be between 10% and 30% for students from India. One top student from India gets a fully funded scholarship every year. So most students should focus on getting a discount based on their entry scores.

Key Takeaways

•  Ajman University has various types of scholarships. They range from 5% for having a sibling who studies there to a 100% scholarship for the best students. The university will only give you the highest-value discount; you cannot get two discounts at the same time.
• Ajman University scholarship GPA bands give continuing undergraduates a 10% to 20% honour discount each semester, tied to your most recent CGPA and 15 or more completed credit hours.
• India sits among 24 named countries whose top-ranked high school students receive a fully Ajman University-funded scholarship for the entire undergraduate programme.
• Ajman University Medicine Scholarship and Ajman University Dentistry Scholarship Rules run on separate CGPA and entry thresholds compared with the university's general undergraduate colleges.
• Thamer Fund Ajman University support is financial aid, not a merit award, and you cannot hold it alongside another internal or external scholarship.
• City University Ajman scholarship rules belong to a separate institution and should never be confused with Ajman University's own scholarship & discount policy.

Introduction

Ajman University enters the QS World University Rankings 2027 at position 397 globally, its highest-ever placement, up from the 801-1000 band it held back in 2019. That climb matters if you are comparing an Ajman University scholarship offer against a degree from a costlier Dubai campus, and our Study in Ajman guide covers why the emirate itself works well for cost-conscious Indian families, from compact campuses to lower rent than Dubai or Abu Dhabi. For the full picture of what a discounted seat still costs month to month, our Cost of Studying in UAE budget guide breaks down tuition, visa and living costs together.

A search for Ajman University scholarship details usually returns a mix of aggregator estimates, outdated percentages and generic listicles. This guide draws only from Ajman University's own Office of Scholarship & Financial Aid page and its Thamer Fund page, both updated on 09 July 2026, so every figure below matches what the university currently publishes. A typical undergraduate seat at Ajman University runs from AED 40,000 to 46,000 a year before any discounts and every percentage in this guide is set against that baseline. You will find the exact Ajman University scholarship requirements for new undergraduates, the GPA bands that apply once you are enrolled, separate rules for medicine and dentistry, and the difference between a merit-based discount and the Thamer Fund's hardship aid. If you are also weighing other emirates, our Sharjah University Scholarships breakdown and the UAE universities' QS rankings guide sit alongside this one for a fuller picture before you shortlist a programme.

Ajman University Scholarship Categories at a Glance

Ajman University groups its Ajman University discounts into distinct categories rather than one blanket scholarship. The table below lists the categories most relevant to Indian applicants and continuing students, drawn directly from the university's published scholarship & discount policy.

A student cannot benefit from more than one discount at the same time. Ajman University applies the higher-value scholarship automatically when two or more categories overlap. The sibling and first-degree relative discount moves within its 5% to 20% band based on each registered family member's serial number in the university's system, so the discount you receive depends on your order of registration relative to your relatives, not on your CGPA or programme.

Ajman University GPA Discount for Continuing Undergraduates

Once you are already studying at Ajman University, your Ajman University scholarship GPA band decides your next-semester discount. The honour discount applies to students who complete 15 or more credit hours in the previous semester, and it is recalculated every term based on your most recent CGPA. Fifteen credit hours works out to around five standard courses in a single semester, so this is simply the university's definition of a full-time course load.

Separately, the top three achievers in each college receive a 100%, 75% or 50% tuition discount for the semester following their result, coordinated through the Office of Registration. Neither discount is automatic. You must submit an e-request through their portal if the eligible discount does not already appear on your financial account.

Ajman University Scholarship Requirements for New Undergraduates

If you are applying from India for the first time, your Ajman University scholarship requirements depend on your high school percentage and, in rare cases, your national rank.

• Score of 90% or above: 20% tuition discount for your first semester of enrolment, applicable to every college except medicine and dentistry.
• Score of 99% or above: 30% tuition discount for your first semester, again excluding medicine, which follows its own rule below.
• Ranked high school students from any country or within Ajman get a full scholarship for their undergraduate studies. This is 100% of their tuition fees for the duration of their degree as long as they follow the rules. Students who rank second and third get 75% and 50% scholarships.

Ajman University also offers a discount for top students from certain countries. Covering a list of 24 nations, of which India is one of them. If you are the first-ranked single high school student from India in your admission cycle, male or female, you qualify for an Ajman University fully funded scholarship for your entire undergraduate programme. This route is genuinely competitive, since only one student nationally receives it each cycle, so most Indian applicants should plan around the 90% and 99% score bands instead, which apply broadly and are not limited to a single winner.

Each of these entry discounts applies to your first semester of Fall or Spring intake only, and none of them carries over automatically into later semesters. Your second-semester discount is not a continuation of your entry scholarship. It is a fresh calculation against the Honour Discount GPA bands covered in the section above, so your first-semester CGPA is what decides whether you keep a comparable discount going forward.

Documents Checklist for Indian Applicants

Your discount percentage is only useful once your admission file is complete. Indian applicants need a few country-specific documents on top of the standard application form, mainly because their Class 12 certificate has to be recognised by UAE authorities before it can support either their admission or their scholarship claim.

Attestation and equivalency take real time. Your Class 12 certificate typically needs sign-off from your state education board or CBSE and then India's Ministry of External Affairs and then the UAE Embassy in India before Ajman University or the UAE Ministry of Education can process an equivalency certificate. Budget close to three to four weeks and roughly ₹7,000 to ₹12,000 for the full State Board or CBSE, MEA and UAE embassy attestation chain, since costs and turnaround shift with your state and the courier you choose. Start this chain as early as possible, ideally as soon as your board results are out, since a delayed equivalency certificate can push your admission, and with it your entry scholarship window, into the next intake.

Ajman University Medicine and Dentistry Scholarship Rules

An Ajman University medicine scholarship or Ajman University dentistry scholarship follows separate thresholds from the university's general undergraduate colleges, so do not apply the standard 90%/99% figures to these two programmes.

• Medicine and Dentistry entrants need a high school score of 95% or above, rather than 90%, to receive a 20% first-semester discount.
• The College of Medicine caps its top-scorer discount to the five highest achievers nationally at 99% or above, each receiving a 30% first-semester discount, rather than opening it to every applicant who crosses that score, as happens in other colleges.
• Alumni entering a graduate dentistry programme from the first semester of academic year 2025-2026 onwards follow a distinct, flat 30% discount for a CGPA between 3.60 and 4.00, replacing the general 25%-50% tiered alumni scale used by other graduate colleges.

Because clinical programmes carry a longer, credit-heavy structure, verify your specific college's current threshold directly with the Office of Scholarship & Financial Aid before you finalise your budget.

Thamer Fund: Ajman University Financial Aid Beyond Merit Discounts

The Thamer Fund at Ajman University programme is financial aid, not a merit-based scholarship, and the university treats the two as mutually exclusive. Named after the late Thamer Salman, who served as the university's vice president between 1999 and 2013, the fund now runs through a dedicated board, an executive committee, and permanent funding sources built from university and donor contributions.

To qualify, you need to be a registered bachelor's student or one who has suspended studies due to pending debts, with at least 30 completed credit hours, a minimum CGPA of 2.5, limited financial resources, and no written warning from the Student Discipline Committee. You also cannot already be benefiting from an internal or external scholarship, and graduating students receive priority when applications are reviewed.

Unlike the percentage-based discounts covered above, the Thamer Fund awards a fixed aid amount, decided case by case by the fund's board after document review. Applications open during announced periods through the Ajman University portal, supported by tenancy contracts, salary certificates, six-month bank statements and other proof of financial hardship.

Ajman University Scholarship for Postgraduate and PhD Students

Graduate discounts at Ajman University mostly run through the alumni category. Alumni re-enrolling in a graduate programme from academic year 2018-2019 onwards receive a discount tied to their previous CGPA on a 4.00 scale.

A 20% spouse discount applies across all graduate majors, subject to a minimum CGPA of 3.00, and Esaad cardholders receive 10% to 20% depending on their enrolment semester, excluding medicine, dentistry and PhD programmes. For an Ajman University PhD scholarship specifically, the university's published policy does not list a separate fixed-percentage table outside these alumni, spouse and employee categories. If you are applying to a doctoral programme directly rather than as an AU alumnus, AU does not publish a standardised merit discount for direct PhD applicants, and funding is negotiated case by case. Write to the OSFA email or book a virtual scholarship consultation to confirm what specific funding currently applies to your programme and intake.

City University Ajman Scholarship: A Different Institution, Different Rules

A meaningful share of searches for City University Ajman scholarship and City University College of Ajman scholarship actually mean two separate institutions that happen to share the word, Ajman. Ajman University (AU), the subject of this guide, was founded in 1988 as the first private university in the GCC and now ranks 397 in the QS World University Rankings 2027.

City University Ajman (CUA) is a different institution. It started in August 2011 as City University College of Ajman. It gained full university status in October 2022. It even got a 5-star QS Stars rating in July 2024.

City University Ajman has six colleges: Dentistry, Technology, Business, Law, Humanities and Media, and operates its own separate scholarship and discount structure handled by its own admissions office. City University Ajman's system is not connected to Ajman University's policy. If you want to know about CUA's fee waivers or entry discounts, confirm those details directly with City University Ajman rather than applying Ajman University's percentages above, since they are not the same.

How to Apply for an Ajman University Scholarship

• Confirm which category applies to you: There are types, like the entry-score discount, the country-topper route, the honour discount or the Thamer Fund. Each of these have their documents and timings. 
• First, you need to get accepted to Ajman University. Scholarships and discounts apply on top of an accepted offer, not instead of one.
• Log in to the student portal during the designated application window and submit the relevant e-request.
• Attach supporting documents, your high school certificate and transcript for entry discounts, or CGPA records for continuing-student discounts.
• Meet the deadline. Requests are accepted by mid-October for the Fall semester and by the end of February for the Spring semester. The Summer semester is not eligible for scholarships or discounts.
• Review your financial account each semester. If an eligible discount is missing, you must submit the request yourself, since it is not applied automatically.

For questions specific to your programme or intake, contact them via email or book a virtual scholarship consultation through the OSFA page.

Common Mistakes to Avoid

• Assuming two discounts stack together. Ajman University applies only your single highest-value scholarship.
• Missing the mid-October or end-of-February e-request deadline. Being eligible on paper does not mean the discount appears on your account automatically.
• Forgetting that scholarships apply to tuition only. Admission, training, housing, transport, books and student services fees are not covered.
• Applying to the Thamer Fund while already holding another internal or external scholarship. The two cannot be combined.
• Mixing up Ajman University's discount percentages with City University of Ajman's separate scholarship policy during research.

Ajman University Fees After Your Scholarship Discount

Ajman University publishes its full Ajman University fees schedule as a downloadable brochure rather than as on-page figures, since tuition varies by college, credit load and programme. Once you know your discount category, apply that percentage against the official 2026-27 fee brochure available on the university's Tuition Fees page to estimate your real cost, and always confirm the final number with the Office of Finance before you commit, since discounts apply to tuition alone and not to the admission or service fees layered on top. The table below shows how this plays out for three common colleges, using the official 2026-27 per-credit fees and a 20% honour discount, converted at the current mid-rate of AED 1 to INR 26.

About Study From UAE

Study From UAE is a university discovery and admissions platform built for Indian and South Asian students evaluating institutions such as Ajman University. The Find Your University Quiz matches your academic profile against scholarship-eligible programmes, and the Compare Universities tool sets Ajman University's fee and discount structure against other emirates side by side. You can also browse the Ajman universities and colleges page to shortlist programmes before you apply.

Conclusion

Your realistic Ajman University scholarship value depends on which category you fall into, not on the university's overall reputation or QS rank alone. Most Indian students will usually get a score between 10% and 30% when they apply to a university. This is because of the entry score or the honour discount they get. There is also a chance to get a fully funded scholarship, but it is genuinely competitive. You should check which category you belong to and send in your request before the middle of October or the end of February. You should also check your account every semester to make sure you do not miss out on any discounts you're eligible for. 

Explore Ajman University's scholarship-eligible programmes through Study From UAE's Compare Universities tool, or take the Find Your University Quiz to see where your academic profile fits before the next application window opens.